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At today's rate and a 90% mortgage, the deposit on this unit is about HK$456K, with repayments around HK$19,879/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$456K · loan HK$4.10M · min. income ≈ HK$39,758/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$73,246 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- E
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-08 | HK$5.90M | +3.1% 1.6y · 2.0%/yr |
| 2019-08-02 | HK$5.72M | +380.7% 12.9y · 30.0%/yr |
| 2006-10-04 | HK$1.19M | −50.4% |
| 1997-11-14 | HK$2.40M | +20.0% |
| 1997-04-09 | HK$2.00M | +46.0% |
| 1995-12-01 | HK$1.37M | — |