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Crescira AVM · estimated value Medium confidence
HK$6.80M
≈ HK$10,466 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$680K, with repayments around HK$29,674/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$27,923
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,791
−HK$883/mo
Today · 4.125%
HK$29,674
baseline
▲ 0.50% · 4.625%
HK$31,479
+HK$1,805/mo

Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,348/mo (50% DSR)

Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,091 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
21/F
Flat
2
Saleable Area
650 ft²
Gross Area
826 ft²
Efficiency
79%
District
Sha Tin District · New Territories East
School net (POA)
91

Transaction History

Date Price Gain / loss
2026-03-05 HK$6.30M +1.9%
2017-05-25 HK$6.18M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
City One
≈ 3 min walk · 164 m
Education
26
schools within 1 km (10 within 500 m)
Daily convenience
27
within 1 km (8 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
27
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to City One Station (a rail station within an 8-min walk earns this label).

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 27 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 27 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com