▼ 0.50% · 3.625%
HK$15,290
−HK$959/mo
▼ 0.25% · 3.875%
HK$15,766
−HK$483/mo
Today · 4.125%
HK$16,249
baseline
▲ 0.50% · 4.625%
HK$17,238
+HK$989/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$32,498/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$201,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,010
−HK$919/mo
▼ 0.25% · 3.875%
HK$17,466
−HK$463/mo
Today · 4.125%
HK$17,929
baseline
▲ 0.50% · 4.625%
HK$18,874
+HK$945/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$35,858/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$201,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,819
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,342
−HK$532/mo
Today · 4.125%
HK$17,874
baseline
▲ 0.50% · 4.625%
HK$18,961
+HK$1,087/mo
Deposit HK$3.02M · loan HK$3.69M · min. income ≈ HK$35,748/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$201,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,711
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$19,213
−HK$509/mo
Today · 4.125%
HK$19,722
baseline
▲ 0.50% · 4.625%
HK$20,762
+HK$1,040/mo
Deposit HK$3.02M · loan HK$3.69M · min. income ≈ HK$39,444/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$201,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,348
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,919
−HK$580/mo
Today · 4.125%
HK$19,499
baseline
▲ 0.50% · 4.625%
HK$20,685
+HK$1,186/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$38,998/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,412
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,960
−HK$555/mo
Today · 4.125%
HK$21,515
baseline
▲ 0.50% · 4.625%
HK$22,649
+HK$1,134/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$43,030/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,877
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,495
−HK$629/mo
Today · 4.125%
HK$21,124
baseline
▲ 0.50% · 4.625%
HK$22,409
+HK$1,285/mo
Deposit HK$2.35M · loan HK$4.36M · min. income ≈ HK$42,248/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$201,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,113
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,706
−HK$602/mo
Today · 4.125%
HK$23,308
baseline
▲ 0.50% · 4.625%
HK$24,536
+HK$1,228/mo
Deposit HK$2.35M · loan HK$4.36M · min. income ≈ HK$46,616/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$201,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,406
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,072
−HK$676/mo
Today · 4.125%
HK$22,748
baseline
▲ 0.50% · 4.625%
HK$24,133
+HK$1,385/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$45,496/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,814
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,453
−HK$648/mo
Today · 4.125%
HK$25,101
baseline
▲ 0.50% · 4.625%
HK$26,424
+HK$1,323/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$50,202/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,935
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,649
−HK$724/mo
Today · 4.125%
HK$24,373
baseline
▲ 0.50% · 4.625%
HK$25,856
+HK$1,483/mo
Deposit HK$1.68M · loan HK$5.03M · min. income ≈ HK$48,746/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,515
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,199
−HK$695/mo
Today · 4.125%
HK$26,894
baseline
▲ 0.50% · 4.625%
HK$28,311
+HK$1,417/mo
Deposit HK$1.68M · loan HK$5.03M · min. income ≈ HK$53,788/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,464
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,225
−HK$773/mo
Today · 4.125%
HK$25,998
baseline
▲ 0.50% · 4.625%
HK$27,580
+HK$1,582/mo
Deposit HK$1.34M · loan HK$5.36M · min. income ≈ HK$51,996/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$201,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,216
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,946
−HK$740/mo
Today · 4.125%
HK$28,686
baseline
▲ 0.50% · 4.625%
HK$30,199
+HK$1,513/mo
Deposit HK$1.34M · loan HK$5.36M · min. income ≈ HK$57,372/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$201,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,993
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,802
−HK$821/mo
Today · 4.125%
HK$27,623
baseline
▲ 0.50% · 4.625%
HK$29,304
+HK$1,681/mo
Deposit HK$1.01M · loan HK$5.70M · min. income ≈ HK$55,246/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,917
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,693
−HK$786/mo
Today · 4.125%
HK$30,479
baseline
▲ 0.50% · 4.625%
HK$32,086
+HK$1,607/mo
Deposit HK$1.01M · loan HK$5.70M · min. income ≈ HK$60,958/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,522
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,378
−HK$870/mo
Today · 4.125%
HK$29,248
baseline
▲ 0.50% · 4.625%
HK$31,028
+HK$1,780/mo
Deposit HK$671K · loan HK$6.03M · min. income ≈ HK$58,496/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$201,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,618
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,439
−HK$833/mo
Today · 4.125%
HK$32,272
baseline
▲ 0.50% · 4.625%
HK$33,973
+HK$1,701/mo
Deposit HK$671K · loan HK$6.03M · min. income ≈ HK$64,544/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$201,163 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).