▼ 0.50% · 3.625%
HK$15,538
−HK$974/mo
▼ 0.25% · 3.875%
HK$16,021
−HK$491/mo
Today · 4.125%
HK$16,512
baseline
▲ 0.50% · 4.625%
HK$17,517
+HK$1,005/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,024/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,285
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,749
−HK$470/mo
Today · 4.125%
HK$18,219
baseline
▲ 0.50% · 4.625%
HK$19,180
+HK$961/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,438/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,091
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,623
−HK$540/mo
Today · 4.125%
HK$18,163
baseline
▲ 0.50% · 4.625%
HK$19,268
+HK$1,105/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$36,326/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,014
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,524
−HK$517/mo
Today · 4.125%
HK$20,041
baseline
▲ 0.50% · 4.625%
HK$21,098
+HK$1,057/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$40,082/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,645
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,225
−HK$589/mo
Today · 4.125%
HK$19,814
baseline
▲ 0.50% · 4.625%
HK$21,020
+HK$1,206/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$39,628/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,742
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,299
−HK$564/mo
Today · 4.125%
HK$21,863
baseline
▲ 0.50% · 4.625%
HK$23,016
+HK$1,153/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$43,726/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,199
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,827
−HK$638/mo
Today · 4.125%
HK$21,465
baseline
▲ 0.50% · 4.625%
HK$22,772
+HK$1,307/mo
Deposit HK$2.38M · loan HK$4.43M · min. income ≈ HK$42,930/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,471
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,074
−HK$611/mo
Today · 4.125%
HK$23,685
baseline
▲ 0.50% · 4.625%
HK$24,933
+HK$1,248/mo
Deposit HK$2.38M · loan HK$4.43M · min. income ≈ HK$47,370/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,753
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,429
−HK$688/mo
Today · 4.125%
HK$23,117
baseline
▲ 0.50% · 4.625%
HK$24,523
+HK$1,406/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$46,234/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,200
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,849
−HK$658/mo
Today · 4.125%
HK$25,507
baseline
▲ 0.50% · 4.625%
HK$26,851
+HK$1,344/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$51,014/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,306
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,031
−HK$737/mo
Today · 4.125%
HK$24,768
baseline
▲ 0.50% · 4.625%
HK$26,275
+HK$1,507/mo
Deposit HK$1.70M · loan HK$5.11M · min. income ≈ HK$49,536/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,928
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,623
−HK$706/mo
Today · 4.125%
HK$27,329
baseline
▲ 0.50% · 4.625%
HK$28,769
+HK$1,440/mo
Deposit HK$1.70M · loan HK$5.11M · min. income ≈ HK$54,658/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,860
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,633
−HK$786/mo
Today · 4.125%
HK$26,419
baseline
▲ 0.50% · 4.625%
HK$28,027
+HK$1,608/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$52,838/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,657
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,398
−HK$753/mo
Today · 4.125%
HK$29,151
baseline
▲ 0.50% · 4.625%
HK$30,687
+HK$1,536/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$58,302/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,414
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,235
−HK$835/mo
Today · 4.125%
HK$28,070
baseline
▲ 0.50% · 4.625%
HK$29,778
+HK$1,708/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$56,140/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,385
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,173
−HK$800/mo
Today · 4.125%
HK$30,973
baseline
▲ 0.50% · 4.625%
HK$32,605
+HK$1,632/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$61,946/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,968
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,838
−HK$883/mo
Today · 4.125%
HK$29,721
baseline
▲ 0.50% · 4.625%
HK$31,530
+HK$1,809/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$59,442/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$204,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,114
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,948
−HK$847/mo
Today · 4.125%
HK$32,795
baseline
▲ 0.50% · 4.625%
HK$34,523
+HK$1,728/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$65,590/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$204,419 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).