▼ 0.50% · 3.625%
HK$16,314
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,822
−HK$515/mo
Today · 4.125%
HK$17,337
baseline
▲ 0.50% · 4.625%
HK$18,392
+HK$1,055/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,674/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,150
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,636
−HK$494/mo
Today · 4.125%
HK$19,130
baseline
▲ 0.50% · 4.625%
HK$20,139
+HK$1,009/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,260/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,946
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,504
−HK$567/mo
Today · 4.125%
HK$19,071
baseline
▲ 0.50% · 4.625%
HK$20,232
+HK$1,161/mo
Deposit HK$3.22M · loan HK$3.94M · min. income ≈ HK$38,142/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,965
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$20,500
−HK$543/mo
Today · 4.125%
HK$21,043
baseline
▲ 0.50% · 4.625%
HK$22,152
+HK$1,109/mo
Deposit HK$3.22M · loan HK$3.94M · min. income ≈ HK$42,086/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,577
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,186
−HK$619/mo
Today · 4.125%
HK$20,805
baseline
▲ 0.50% · 4.625%
HK$22,071
+HK$1,266/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$41,610/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,779
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,364
−HK$592/mo
Today · 4.125%
HK$22,956
baseline
▲ 0.50% · 4.625%
HK$24,166
+HK$1,210/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$45,912/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,209
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,868
−HK$671/mo
Today · 4.125%
HK$22,539
baseline
▲ 0.50% · 4.625%
HK$23,910
+HK$1,371/mo
Deposit HK$2.50M · loan HK$4.65M · min. income ≈ HK$45,078/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,594
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,227
−HK$642/mo
Today · 4.125%
HK$24,869
baseline
▲ 0.50% · 4.625%
HK$26,180
+HK$1,311/mo
Deposit HK$2.50M · loan HK$4.65M · min. income ≈ HK$49,738/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,840
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,551
−HK$721/mo
Today · 4.125%
HK$24,272
baseline
▲ 0.50% · 4.625%
HK$25,749
+HK$1,477/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$48,544/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,409
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,091
−HK$691/mo
Today · 4.125%
HK$26,782
baseline
▲ 0.50% · 4.625%
HK$28,194
+HK$1,412/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$53,564/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,472
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,233
−HK$773/mo
Today · 4.125%
HK$26,006
baseline
▲ 0.50% · 4.625%
HK$27,589
+HK$1,583/mo
Deposit HK$1.79M · loan HK$5.37M · min. income ≈ HK$52,012/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,224
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,955
−HK$740/mo
Today · 4.125%
HK$28,695
baseline
▲ 0.50% · 4.625%
HK$30,208
+HK$1,513/mo
Deposit HK$1.79M · loan HK$5.37M · min. income ≈ HK$57,390/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,103
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,915
−HK$825/mo
Today · 4.125%
HK$27,740
baseline
▲ 0.50% · 4.625%
HK$29,428
+HK$1,688/mo
Deposit HK$1.43M · loan HK$5.72M · min. income ≈ HK$55,480/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$214,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,039
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,818
−HK$790/mo
Today · 4.125%
HK$30,608
baseline
▲ 0.50% · 4.625%
HK$32,222
+HK$1,614/mo
Deposit HK$1.43M · loan HK$5.72M · min. income ≈ HK$61,216/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$214,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,734
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,597
−HK$877/mo
Today · 4.125%
HK$29,474
baseline
▲ 0.50% · 4.625%
HK$31,267
+HK$1,793/mo
Deposit HK$1.07M · loan HK$6.08M · min. income ≈ HK$58,948/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,854
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,682
−HK$839/mo
Today · 4.125%
HK$32,521
baseline
▲ 0.50% · 4.625%
HK$34,235
+HK$1,714/mo
Deposit HK$1.07M · loan HK$6.08M · min. income ≈ HK$65,042/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,366
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,279
−HK$928/mo
Today · 4.125%
HK$31,207
baseline
▲ 0.50% · 4.625%
HK$33,106
+HK$1,899/mo
Deposit HK$715K · loan HK$6.44M · min. income ≈ HK$62,414/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$214,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,669
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,545
−HK$889/mo
Today · 4.125%
HK$34,434
baseline
▲ 0.50% · 4.625%
HK$36,249
+HK$1,815/mo
Deposit HK$715K · loan HK$6.44M · min. income ≈ HK$68,868/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$214,639 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).