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At today's rate and a 90% mortgage, the deposit on this unit is about HK$510K, with repayments around HK$22,256/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$510K · loan HK$4.59M · min. income ≈ HK$44,512/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$114,805 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- 2
- Saleable Area
- 348 Saleable ft²
- Gross Area
- 425 ft²
- Efficiency
- 82%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-19 | HK$4.97M | −17.4% 4.7y · −4.0%/yr |
| 2021-04-15 | HK$6.02M | +31.4% 4.1y · 8.0%/yr |
| 2017-02-14 | HK$4.58M | +154.4% 7.3y · 21.0%/yr |
| 2009-11-11 | HK$1.80M | +9.1% |
| 2008-02-11 | HK$1.65M | +12.2% |
| 2005-05-05 | HK$1.47M | −43.0% |
| 1997-09-16 | HK$2.58M | +38.7% |
| 1996-08-31 | HK$1.86M | — |