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At today's rate and a 90% mortgage, the deposit on this unit is about HK$466K, with repayments around HK$20,333/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$466K · loan HK$4.20M · min. income ≈ HK$40,666/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$83,660 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- 3
- Saleable Area
- 321 Saleable ft²
- Gross Area
- 405 ft²
- Efficiency
- 79%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-02 | HK$4.55M | −26.0% 3.5y · −7.0%/yr |
| 2021-04-15 | HK$6.15M | +43.0% 4.5y · 10.0%/yr |
| 2016-10-26 | HK$4.30M | +32.3% 3.5y · 9.0%/yr |
| 2013-04-25 | HK$3.25M | +53.3% |
| 2010-12-28 | HK$2.12M | +19.1% |
| 1996-11-02 | HK$1.78M | — |