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At today's rate and a 90% mortgage, the deposit on this unit is about HK$494K, with repayments around HK$21,536/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$494K · loan HK$4.44M · min. income ≈ HK$43,072/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$111,091 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- 2
- Saleable Area
- 321 Saleable ft²
- Gross Area
- 405 ft²
- Efficiency
- 79%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-18 | HK$4.80M | −8.7% 6.4y · −1.0%/yr |
| 2018-01-26 | HK$5.26M | +51.1% 4.6y · 11.0%/yr |
| 2013-06-10 | HK$3.48M | +41.5% |
| 2011-05-18 | HK$2.46M | +64.0% |
| 2009-01-23 | HK$1.50M | −10.7% |
| 2008-03-26 | HK$1.68M | +8.4% |
| 1999-05-18 | HK$1.55M | −38.0% |
| 1997-04-30 | HK$2.50M | +40.4% |
| 1995-09-20 | HK$1.78M | — |