▼ 0.50% · 3.625%
HK$18,956
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,545
−HK$599/mo
Today · 4.125%
HK$20,144
baseline
▲ 0.50% · 4.625%
HK$21,370
+HK$1,226/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,288/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,088
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,654
−HK$573/mo
Today · 4.125%
HK$22,227
baseline
▲ 0.50% · 4.625%
HK$23,399
+HK$1,172/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,454/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,851
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,500
−HK$659/mo
Today · 4.125%
HK$22,159
baseline
▲ 0.50% · 4.625%
HK$23,507
+HK$1,348/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,318/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,197
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,819
−HK$631/mo
Today · 4.125%
HK$24,450
baseline
▲ 0.50% · 4.625%
HK$25,739
+HK$1,289/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,900/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,747
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,454
−HK$719/mo
Today · 4.125%
HK$24,173
baseline
▲ 0.50% · 4.625%
HK$25,644
+HK$1,471/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$48,346/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,306
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,984
−HK$689/mo
Today · 4.125%
HK$26,673
baseline
▲ 0.50% · 4.625%
HK$28,079
+HK$1,406/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$53,346/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,642
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,409
−HK$779/mo
Today · 4.125%
HK$26,188
baseline
▲ 0.50% · 4.625%
HK$27,781
+HK$1,593/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$52,376/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,414
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,150
−HK$745/mo
Today · 4.125%
HK$28,895
baseline
▲ 0.50% · 4.625%
HK$30,419
+HK$1,524/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$57,790/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,538
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,363
−HK$839/mo
Today · 4.125%
HK$28,202
baseline
▲ 0.50% · 4.625%
HK$29,918
+HK$1,716/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$56,404/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,523
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,315
−HK$803/mo
Today · 4.125%
HK$31,118
baseline
▲ 0.50% · 4.625%
HK$32,758
+HK$1,640/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$62,236/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,433
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,318
−HK$898/mo
Today · 4.125%
HK$30,216
baseline
▲ 0.50% · 4.625%
HK$32,055
+HK$1,839/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$60,432/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,632
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,480
−HK$861/mo
Today · 4.125%
HK$33,341
baseline
▲ 0.50% · 4.625%
HK$35,098
+HK$1,757/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$66,682/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,329
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,272
−HK$959/mo
Today · 4.125%
HK$32,231
baseline
▲ 0.50% · 4.625%
HK$34,192
+HK$1,961/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$64,462/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,741
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,646
−HK$918/mo
Today · 4.125%
HK$35,564
baseline
▲ 0.50% · 4.625%
HK$37,438
+HK$1,874/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$71,128/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,225
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,227
−HK$1,018/mo
Today · 4.125%
HK$34,245
baseline
▲ 0.50% · 4.625%
HK$36,329
+HK$2,084/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$68,490/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,850
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,811
−HK$975/mo
Today · 4.125%
HK$37,786
baseline
▲ 0.50% · 4.625%
HK$39,778
+HK$1,992/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$75,572/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,120
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,181
−HK$1,079/mo
Today · 4.125%
HK$36,260
baseline
▲ 0.50% · 4.625%
HK$38,466
+HK$2,206/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$72,520/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,958
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,976
−HK$1,033/mo
Today · 4.125%
HK$40,009
baseline
▲ 0.50% · 4.625%
HK$42,118
+HK$2,109/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$80,018/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,389 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).