▼ 0.50% · 3.625%
HK$18,080
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,642
−HK$571/mo
Today · 4.125%
HK$19,213
baseline
▲ 0.50% · 4.625%
HK$20,383
+HK$1,170/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,426/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,114
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,653
−HK$547/mo
Today · 4.125%
HK$21,200
baseline
▲ 0.50% · 4.625%
HK$22,318
+HK$1,118/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,400/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,888
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,506
−HK$629/mo
Today · 4.125%
HK$21,135
baseline
▲ 0.50% · 4.625%
HK$22,421
+HK$1,286/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$42,270/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$237,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,125
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,718
−HK$602/mo
Today · 4.125%
HK$23,320
baseline
▲ 0.50% · 4.625%
HK$24,549
+HK$1,229/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$46,640/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$237,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,696
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,371
−HK$685/mo
Today · 4.125%
HK$23,056
baseline
▲ 0.50% · 4.625%
HK$24,459
+HK$1,403/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$46,112/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,136
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,784
−HK$656/mo
Today · 4.125%
HK$25,440
baseline
▲ 0.50% · 4.625%
HK$26,781
+HK$1,341/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$50,880/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,504
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,235
−HK$743/mo
Today · 4.125%
HK$24,978
baseline
▲ 0.50% · 4.625%
HK$26,497
+HK$1,519/mo
Deposit HK$2.78M · loan HK$5.15M · min. income ≈ HK$49,956/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,148
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,849
−HK$711/mo
Today · 4.125%
HK$27,560
baseline
▲ 0.50% · 4.625%
HK$29,013
+HK$1,453/mo
Deposit HK$2.78M · loan HK$5.15M · min. income ≈ HK$55,120/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,312
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,099
−HK$800/mo
Today · 4.125%
HK$26,899
baseline
▲ 0.50% · 4.625%
HK$28,536
+HK$1,637/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$53,798/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$237,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,159
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,914
−HK$766/mo
Today · 4.125%
HK$29,680
baseline
▲ 0.50% · 4.625%
HK$31,245
+HK$1,565/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$59,360/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$237,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,120
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,963
−HK$857/mo
Today · 4.125%
HK$28,820
baseline
▲ 0.50% · 4.625%
HK$30,574
+HK$1,754/mo
Deposit HK$1.98M · loan HK$5.95M · min. income ≈ HK$57,640/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,170
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,979
−HK$821/mo
Today · 4.125%
HK$31,800
baseline
▲ 0.50% · 4.625%
HK$33,477
+HK$1,677/mo
Deposit HK$1.98M · loan HK$5.95M · min. income ≈ HK$63,600/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,928
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,827
−HK$915/mo
Today · 4.125%
HK$30,742
baseline
▲ 0.50% · 4.625%
HK$32,612
+HK$1,870/mo
Deposit HK$1.59M · loan HK$6.34M · min. income ≈ HK$61,484/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,182
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,045
−HK$875/mo
Today · 4.125%
HK$33,920
baseline
▲ 0.50% · 4.625%
HK$35,708
+HK$1,788/mo
Deposit HK$1.59M · loan HK$6.34M · min. income ≈ HK$67,840/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,736
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,692
−HK$971/mo
Today · 4.125%
HK$32,663
baseline
▲ 0.50% · 4.625%
HK$34,650
+HK$1,987/mo
Deposit HK$1.19M · loan HK$6.74M · min. income ≈ HK$65,326/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,193
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,110
−HK$930/mo
Today · 4.125%
HK$36,040
baseline
▲ 0.50% · 4.625%
HK$37,940
+HK$1,900/mo
Deposit HK$1.19M · loan HK$6.74M · min. income ≈ HK$72,080/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,544
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,556
−HK$1,028/mo
Today · 4.125%
HK$34,584
baseline
▲ 0.50% · 4.625%
HK$36,689
+HK$2,105/mo
Deposit HK$793K · loan HK$7.14M · min. income ≈ HK$69,168/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,204
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,175
−HK$985/mo
Today · 4.125%
HK$38,160
baseline
▲ 0.50% · 4.625%
HK$40,172
+HK$2,012/mo
Deposit HK$793K · loan HK$7.14M · min. income ≈ HK$76,320/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,865 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).