▼ 0.50% · 3.625%
HK$15,608
−HK$978/mo
▼ 0.25% · 3.875%
HK$16,093
−HK$493/mo
Today · 4.125%
HK$16,586
baseline
▲ 0.50% · 4.625%
HK$17,596
+HK$1,010/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,172/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,363
−HK$939/mo
▼ 0.25% · 3.875%
HK$17,829
−HK$473/mo
Today · 4.125%
HK$18,302
baseline
▲ 0.50% · 4.625%
HK$19,266
+HK$964/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,604/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,169
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,703
−HK$542/mo
Today · 4.125%
HK$18,245
baseline
▲ 0.50% · 4.625%
HK$19,355
+HK$1,110/mo
Deposit HK$3.08M · loan HK$3.76M · min. income ≈ HK$36,490/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,100
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$19,612
−HK$520/mo
Today · 4.125%
HK$20,132
baseline
▲ 0.50% · 4.625%
HK$21,193
+HK$1,061/mo
Deposit HK$3.08M · loan HK$3.76M · min. income ≈ HK$40,264/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,729
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,312
−HK$592/mo
Today · 4.125%
HK$19,904
baseline
▲ 0.50% · 4.625%
HK$21,115
+HK$1,211/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$39,808/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,836
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,395
−HK$567/mo
Today · 4.125%
HK$21,962
baseline
▲ 0.50% · 4.625%
HK$23,119
+HK$1,157/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$43,924/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,290
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,921
−HK$641/mo
Today · 4.125%
HK$21,562
baseline
▲ 0.50% · 4.625%
HK$22,874
+HK$1,312/mo
Deposit HK$2.40M · loan HK$4.45M · min. income ≈ HK$43,124/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$205,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,572
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,178
−HK$614/mo
Today · 4.125%
HK$23,792
baseline
▲ 0.50% · 4.625%
HK$25,046
+HK$1,254/mo
Deposit HK$2.40M · loan HK$4.45M · min. income ≈ HK$47,584/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$205,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,851
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,531
−HK$690/mo
Today · 4.125%
HK$23,221
baseline
▲ 0.50% · 4.625%
HK$24,634
+HK$1,413/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$46,442/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,309
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,961
−HK$661/mo
Today · 4.125%
HK$25,622
baseline
▲ 0.50% · 4.625%
HK$26,973
+HK$1,351/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$51,244/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,412
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,140
−HK$740/mo
Today · 4.125%
HK$24,880
baseline
▲ 0.50% · 4.625%
HK$26,394
+HK$1,514/mo
Deposit HK$1.71M · loan HK$5.13M · min. income ≈ HK$49,760/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,045
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,744
−HK$708/mo
Today · 4.125%
HK$27,452
baseline
▲ 0.50% · 4.625%
HK$28,899
+HK$1,447/mo
Deposit HK$1.71M · loan HK$5.13M · min. income ≈ HK$54,904/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,972
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,749
−HK$789/mo
Today · 4.125%
HK$26,538
baseline
▲ 0.50% · 4.625%
HK$28,153
+HK$1,615/mo
Deposit HK$1.37M · loan HK$5.48M · min. income ≈ HK$53,076/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$205,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,782
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,527
−HK$755/mo
Today · 4.125%
HK$29,282
baseline
▲ 0.50% · 4.625%
HK$30,826
+HK$1,544/mo
Deposit HK$1.37M · loan HK$5.48M · min. income ≈ HK$58,564/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$205,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,533
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,358
−HK$839/mo
Today · 4.125%
HK$28,197
baseline
▲ 0.50% · 4.625%
HK$29,913
+HK$1,716/mo
Deposit HK$1.03M · loan HK$5.82M · min. income ≈ HK$56,394/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,518
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,310
−HK$803/mo
Today · 4.125%
HK$31,113
baseline
▲ 0.50% · 4.625%
HK$32,753
+HK$1,640/mo
Deposit HK$1.03M · loan HK$5.82M · min. income ≈ HK$62,226/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,094
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,968
−HK$888/mo
Today · 4.125%
HK$29,856
baseline
▲ 0.50% · 4.625%
HK$31,672
+HK$1,816/mo
Deposit HK$684K · loan HK$6.16M · min. income ≈ HK$59,712/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$205,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,254
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,092
−HK$851/mo
Today · 4.125%
HK$32,943
baseline
▲ 0.50% · 4.625%
HK$34,679
+HK$1,736/mo
Deposit HK$684K · loan HK$6.16M · min. income ≈ HK$65,886/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$205,342 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).