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At today's rate and a 90% mortgage, the deposit on this unit is about HK$329K, with repayments around HK$14,361/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$329K · loan HK$2.96M · min. income ≈ HK$28,722/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 286 Saleable ft²
- Gross Area
- 435 ft²
- Efficiency
- 66%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-27 | HK$4.70M | +54.4% 4.8y · 11.0%/yr |
| 2016-07-11 | HK$3.04M | +49.3% 4.2y · 12.0%/yr |
| 2012-05-07 | HK$2.04M | +55.7% |
| 2010-02-12 | HK$1.31M | +37.9% |
| 2005-05-21 | HK$950K | +33.8% |
| 2005-02-21 | HK$710K | — |