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At today's rate and a 90% mortgage, the deposit on this unit is about HK$362K, with repayments around HK$15,776/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$362K · loan HK$3.26M · min. income ≈ HK$31,552/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- H
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 479 ft²
- Efficiency
- 62%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-23 | HK$5.08M | +61.8% 7.0y · 9.0%/yr |
| 2014-09-24 | HK$3.14M | +85.8% |
| 2010-10-12 | HK$1.69M | +47.0% |
| 2009-03-30 | HK$1.15M | +40.2% |
| 2006-12-05 | HK$820K | +2.5% |
| 2002-04-10 | HK$800K | +0.0% |
| 2002-03-28 | HK$800K | −40.7% |
| 1996-12-20 | HK$1.35M | — |