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At today's rate and a 90% mortgage, the deposit on this unit is about HK$348K, with repayments around HK$15,164/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$348K · loan HK$3.13M · min. income ≈ HK$30,328/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- G
- Saleable Area
- 301 Saleable ft²
- Gross Area
- 486 ft²
- Efficiency
- 62%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-04-03 | HK$3.92M | +28.5% 3.7y · 8.0%/yr |
| 2013-07-03 | HK$3.05M | +60.5% |
| 2011-05-30 | HK$1.90M | +143.6% |
| 2001-12-05 | HK$780K | +11.4% |
| 2001-11-06 | HK$700K | −30.0% |
| 1998-03-06 | HK$1.00M | −54.5% |
| 1997-12-30 | HK$2.20M | +23.6% |
| 1997-11-12 | HK$1.78M | — |