Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$442K, with repayments around HK$19,262/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$442K · loan HK$3.97M · min. income ≈ HK$38,524/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,241 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- B
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-10 | HK$4.10M | +7.6% 2.9y |
| 2016-08-25 | HK$3.81M | +70.1% 4.9y · 14.0%/yr |
| 2011-10-07 | HK$2.24M | +79.2% |
| 2007-11-16 | HK$1.25M | −44.9% |
| 1997-08-27 | HK$2.27M | +66.9% |
| 1995-10-26 | HK$1.36M | — |