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At today's rate and a 90% mortgage, the deposit on this unit is about HK$450K, with repayments around HK$19,637/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$39,274/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$67,698 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- D
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-15 | HK$5.00M | +38.9% 4.0y · 10.0%/yr |
| 2016-05-31 | HK$3.60M | +41.2% 3.9y · 11.0%/yr |
| 2012-07-05 | HK$2.55M | +97.7% |
| 2005-09-10 | HK$1.29M | +8.4% |
| 2005-04-08 | HK$1.19M | +8.2% |
| 2004-11-03 | HK$1.10M | +29.4% |
| 2003-01-17 | HK$850K | −15.8% |
| 2000-12-19 | HK$1.01M | −27.3% |
| 1996-03-22 | HK$1.39M | — |