Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$389K, with repayments around HK$16,979/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$389K · loan HK$3.50M · min. income ≈ HK$33,958/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-11-19 | HK$4.79M | −3.8% 1.1y · −4.0%/yr |
| 2018-10-05 | HK$4.98M | +28.4% 3.1y · 9.0%/yr |
| 2015-08-21 | HK$3.88M | +331.1% |
| 2002-03-27 | HK$900K | −14.3% |
| 2000-08-24 | HK$1.05M | −0.9% |
| 1998-12-24 | HK$1.06M | — |