Home Sha Tin District Lai Shing Garden

10/F C

Sha Tin District · New Territories East

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Floor

3/F A 441 ft² 3/F C 388 ft² 3/F D 388 ft² 3/F E 426 ft² 3/F F 426 ft² 3/F G 382 ft² 3/F H 382 ft² 4/F A 451 ft² 4/F B 441 ft² 4/F C 388 ft² 4/F D 386 ft² 4/F E 426 ft² 4/F G 382 ft² 4/F H 382 ft² 5/F A 441 ft² 5/F D 386 ft² 5/F E 426 ft² 5/F G 382 ft² 5/F H 378 ft² 6/F A 441 ft² 6/F C 386 ft² 6/F D 388 ft² 6/F E 426 ft² 6/F F 426 ft² 6/F H 382 ft² 7/F A 451 ft² 7/F C 386 ft² 7/F D 386 ft² 7/F E 426 ft² 7/F G 382 ft² 7/F H 382 ft² 8/F C 388 ft² 8/F D 388 ft² 8/F E 426 ft² 8/F F 426 ft² 8/F G 382 ft² 8/F H 382 ft² 9/F A 451 ft² 9/F D 386 ft² 9/F E 426 ft² 10/F A 441 ft² 10/F B 441 ft² 10/F C 388 ft² 10/F D 388 ft² 10/F E 426 ft² 10/F F 426 ft² 10/F G 382 ft² 11/F A 441 ft² 11/F B 441 ft² 11/F F 426 ft² 11/F G 382 ft² 12/F A 441 ft² 12/F B 451 ft² 12/F F 426 ft² 13/F C 386 ft² 13/F D 388 ft² 13/F F 426 ft² 13/F G 382 ft² 13/F H 382 ft² 14/F B 451 ft² 14/F C 386 ft² 14/F D 386 ft² 14/F E 426 ft² 15/F C 388 ft² 15/F D 386 ft² 15/F E 426 ft² 15/F F 426 ft² 15/F G 378 ft² 16/F B 441 ft² 16/F C 386 ft² 16/F F 426 ft² 16/F H 382 ft² 17/F D 386 ft² 17/F E 426 ft² 18/F B 451 ft² 18/F E 426 ft² 18/F G 382 ft² 18/F H 378 ft² 19/F A 441 ft² 19/F B 451 ft² 19/F D 388 ft² 19/F E 426 ft² 19/F F 426 ft² 19/F H 382 ft² 20/F C 388 ft² 20/F E 426 ft² 20/F F 426 ft² 21/F F 426 ft² 21/F H 382 ft² 22/F B 441 ft² 22/F C 388 ft² 22/F H 382 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.54M

≈ HK$11,694 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$454K, with repayments around HK$19,792/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$18,624

−HK$1,168/mo

▼ 0.25% · 3.875%

HK$19,203

−HK$589/mo

Today · 4.125%

HK$19,792

baseline

▲ 0.50% · 4.625%

HK$20,996

+HK$1,204/mo

Deposit HK$454K · loan HK$4.08M · min. income ≈ HK$39,584/mo (50% DSR)

Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$71,249 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sha Tin Wai Station

≈ 5 min walk · 382 m

Education

schools within 1 km (12 within 500 m)

Daily convenience

within 1 km (8 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sha Tin Wai Station Station.

Family-friendly — 46 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 43 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 10/F
Flat: C
Saleable Area: 388 Saleable ft²
Gross Area: 530 ft²
Efficiency: 73%
District: Sha Tin District · New Territories East
School net (POA): 91

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2021-06-03	HK$6.18M	+47.1% 4.8y · 10.0%/yr	HK$15,928	HK$11,660
2016-07-28	HK$4.20M	+147.1% 8.6y · 17.0%/yr	HK$10,825	HK$7,924
2007-12-21	HK$1.70M	+27.8%	HK$4,381	HK$3,208
2000-07-29	HK$1.33M	−48.0%	HK$3,428	HK$2,509
1997-04-18	HK$2.56M	+49.7%	HK$6,598	HK$4,830
1996-01-03	HK$1.71M	—	HK$4,407	HK$3,226

Other appraised units in this building

Data sourced from Renavon.com