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At today's rate and a 90% mortgage, the deposit on this unit is about HK$438K, with repayments around HK$19,110/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$438K · loan HK$3.94M · min. income ≈ HK$38,220/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$65,720 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- H
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-24 | HK$5.40M | +34.3% 7.0y · 5.0%/yr |
| 2015-06-09 | HK$4.02M | +129.7% |
| 2010-07-22 | HK$1.75M | +8.7% |
| 2010-03-18 | HK$1.61M | +37.6% |
| 2005-12-14 | HK$1.17M | +10.4% |
| 2005-01-18 | HK$1.06M | +49.3% |
| 2003-06-05 | HK$710K | +4.4% |
| 2003-01-27 | HK$680K | −47.7% |
| 1999-06-25 | HK$1.30M | — |