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At today's rate and a 90% mortgage, the deposit on this unit is about HK$421K, with repayments around HK$18,358/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$36,716/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$41,836 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- C
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-03 | HK$5.48M | +75.6% 7.9y · 10.0%/yr |
| 2013-07-23 | HK$3.12M | +68.6% |
| 2011-01-13 | HK$1.85M | +11.4% |
| 2010-02-18 | HK$1.66M | +15.3% |
| 2008-04-30 | HK$1.44M | +9.1% |
| 2007-12-24 | HK$1.32M | +9.1% |
| 2007-11-02 | HK$1.21M | +5.2% |
| 2005-08-27 | HK$1.15M | −8.0% |
| 1999-02-27 | HK$1.25M | −17.8% |
| 1996-11-09 | HK$1.52M | — |