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At today's rate and a 90% mortgage, the deposit on this unit is about HK$449K, with repayments around HK$19,576/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,152/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,322 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- C
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-08 | HK$5.60M | +21.2% 3.6y · 6.0%/yr |
| 2017-07-03 | HK$4.62M | +164.0% 7.3y · 23.0%/yr |
| 2010-04-14 | HK$1.75M | +41.1% |
| 2005-03-03 | HK$1.24M | +19.2% |
| 2004-10-13 | HK$1.04M | +55.2% |
| 2003-07-17 | HK$670K | — |