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At today's rate and a 90% mortgage, the deposit on this unit is about HK$445K, with repayments around HK$19,407/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$445K · loan HK$4.00M · min. income ≈ HK$38,814/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,740 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- A
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-12 | HK$5.26M | −12.0% 3.7y · −3.0%/yr |
| 2018-08-20 | HK$5.98M | +45.1% 3.2y · 14.0%/yr |
| 2015-06-18 | HK$4.12M | +196.4% |
| 2009-03-04 | HK$1.39M | +17.8% |
| 2005-02-19 | HK$1.18M | +22.9% |
| 2002-03-08 | HK$960K | −38.1% |
| 1996-05-11 | HK$1.55M | — |