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At today's rate and a 90% mortgage, the deposit on this unit is about HK$462K, with repayments around HK$20,142/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$40,284/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$79,271 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- A
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-09 | HK$5.55M | +27.6% 5.1y · 5.0%/yr |
| 2016-10-19 | HK$4.35M | +28.7% 3.4y · 8.0%/yr |
| 2013-05-14 | HK$3.38M | +66.5% |
| 2010-07-23 | HK$2.03M | +52.6% |
| 2005-04-12 | HK$1.33M | +20.9% |
| 2004-09-24 | HK$1.10M | −32.5% |
| 1996-10-28 | HK$1.63M | — |