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At today's rate and a 90% mortgage, the deposit on this unit is about HK$465K, with repayments around HK$20,287/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$465K · loan HK$4.19M · min. income ≈ HK$40,574/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$82,612 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- D
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-12 | HK$5.68M | +54.3% 4.6y · 12.0%/yr |
| 2016-04-13 | HK$3.68M | +46.6% 4.0y · 12.0%/yr |
| 2012-03-30 | HK$2.51M | +35.7% |
| 2010-08-25 | HK$1.85M | +6.9% |
| 2008-03-06 | HK$1.73M | +46.6% |
| 2006-11-03 | HK$1.18M | +0.0% |
| 2000-03-31 | HK$1.18M | — |