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At today's rate and a 90% mortgage, the deposit on this unit is about HK$317K, with repayments around HK$13,836/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$317K · loan HK$2.85M · min. income ≈ HK$27,672/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- 5
- Saleable Area
- 215 Saleable ft²
- Gross Area
- 330 ft²
- Efficiency
- 65%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-20 | HK$3.90M | −1.3% 2.2y · 0.0%/yr |
| 2019-05-31 | HK$3.95M | +27.8% 2.2y · 13.0%/yr |
| 2017-03-10 | HK$3.09M | +106.0% 5.8y · 18.0%/yr |
| 2011-06-21 | HK$1.50M | +18.1% |
| 1998-03-20 | HK$1.27M | +33.7% |
| 1996-05-16 | HK$950K | — |