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At today's rate and a 90% mortgage, the deposit on this unit is about HK$393K, with repayments around HK$17,129/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$393K · loan HK$3.53M · min. income ≈ HK$34,258/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- 3
- Saleable Area
- 271 Saleable ft²
- Gross Area
- 409 ft²
- Efficiency
- 66%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-10 | HK$4.73M | +8.7% 4.2y · 2.0%/yr |
| 2018-02-22 | HK$4.35M | +36.8% 3.1y · 12.0%/yr |
| 2015-01-14 | HK$3.18M | +389.2% |
| 2003-12-13 | HK$650K | −48.0% |
| 1996-06-11 | HK$1.25M | — |