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At today's rate and a 90% mortgage, the deposit on this unit is about HK$318K, with repayments around HK$13,850/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$318K · loan HK$2.86M · min. income ≈ HK$27,700/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- 4
- Saleable Area
- 215 Saleable ft²
- Gross Area
- 330 ft²
- Efficiency
- 65%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-09 | HK$3.93M | +48.3% 3.7y · 13.0%/yr |
| 2016-06-27 | HK$2.65M | +21.0% 3.1y · 7.0%/yr |
| 2013-06-18 | HK$2.19M | +58.7% |
| 2011-02-15 | HK$1.38M | +25.5% |
| 2010-06-23 | HK$1.10M | +4.8% |
| 2010-02-23 | HK$1.05M | +5.0% |
| 1999-03-06 | HK$1.00M | +0.0% |
| 1997-01-27 | HK$1.00M | +17.6% |
| 1995-10-13 | HK$850K | — |