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At today's rate and a 90% mortgage, the deposit on this unit is about HK$417K, with repayments around HK$18,207/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$417K · loan HK$3.76M · min. income ≈ HK$36,414/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$34,929 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- H
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-27 | HK$5.25M | +47.1% 4.4y · 11.0%/yr |
| 2016-02-26 | HK$3.57M | +63.8% 5.1y · 12.0%/yr |
| 2011-01-12 | HK$2.18M | +9.0% |
| 2010-11-17 | HK$2.00M | +17.6% |
| 2009-09-21 | HK$1.70M | +4.3% |
| 2008-03-17 | HK$1.63M | +32.5% |
| 2007-05-15 | HK$1.23M | +7.0% |
| 2006-05-09 | HK$1.15M | — |