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At today's rate and a 90% mortgage, the deposit on this unit is about HK$536K, with repayments around HK$23,365/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$536K · loan HK$4.82M · min. income ≈ HK$46,730/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$120,528 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- A
- Saleable Area
- 358 Saleable ft²
- Gross Area
- 483 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-26 | HK$6.15M | +13.9% 3.5y · 4.0%/yr |
| 2018-01-08 | HK$5.40M | +49.9% 4.8y · 10.0%/yr |
| 2013-03-12 | HK$3.60M | +57.9% |
| 2010-08-12 | HK$2.28M | +17.5% |
| 2008-04-15 | HK$1.94M | +14.1% |
| 2008-01-03 | HK$1.70M | +11.1% |
| 2007-08-21 | HK$1.53M | +14.2% |
| 2007-03-16 | HK$1.34M | — |