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At today's rate and a 90% mortgage, the deposit on this unit is about HK$507K, with repayments around HK$22,110/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$507K · loan HK$4.56M · min. income ≈ HK$44,220/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$114,051 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- A
- Saleable Area
- 358 Saleable ft²
- Gross Area
- 483 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-10 | HK$5.10M | −14.3% 7.3y |
| 2019-03-29 | HK$5.95M | +150.0% 8.2y · 18.0%/yr |
| 2011-01-11 | HK$2.38M | +26.6% |
| 2009-07-28 | HK$1.88M | +58.0% |
| 2004-08-04 | HK$1.19M | +14.4% |
| 2004-02-11 | HK$1.04M | +9.5% |
| 2003-10-09 | HK$950K | −60.7% |
| 1997-06-03 | HK$2.42M | +38.3% |
| 1996-04-24 | HK$1.75M | — |