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At today's rate and a 90% mortgage, the deposit on this unit is about HK$400K, with repayments around HK$17,449/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$400K · loan HK$3.60M · min. income ≈ HK$34,898/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$186 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- 4
- Saleable Area
- 283 Saleable ft²
- Gross Area
- 440 ft²
- Efficiency
- 64%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-02-08 | HK$4.02M | +21.5% 4.0y · 5.0%/yr |
| 2013-03-04 | HK$3.31M | +43.9% |
| 2011-09-23 | HK$2.30M | +37.7% |
| 2009-11-26 | HK$1.67M | +11.3% |
| 2009-09-10 | HK$1.50M | +78.6% |
| 2001-11-23 | HK$840K | −51.2% |
| 1997-06-26 | HK$1.72M | +14.7% |
| 1997-02-05 | HK$1.50M | +25.0% |
| 1995-09-14 | HK$1.20M | — |