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At today's rate and a 90% mortgage, the deposit on this unit is about HK$569K, with repayments around HK$24,816/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$569K · loan HK$5.12M · min. income ≈ HK$49,632/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$128,012 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- 3
- Saleable Area
- 427 Saleable ft²
- Gross Area
- 659 ft²
- Efficiency
- 65%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-16 | HK$7.25M | +66.7% 5.0y · 13.0%/yr |
| 2016-08-30 | HK$4.35M | +6.4% 3.0y · 2.0%/yr |
| 2013-08-09 | HK$4.09M | +94.8% |
| 2008-01-30 | HK$2.10M | +22.8% |
| 2005-08-02 | HK$1.71M | +15.5% |
| 2005-03-29 | HK$1.48M | −47.3% |
| 1997-10-30 | HK$2.81M | — |