Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$388K, with repayments around HK$16,938/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$388K · loan HK$3.49M · min. income ≈ HK$33,876/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- 4
- Saleable Area
- 283 Saleable ft²
- Gross Area
- 440 ft²
- Efficiency
- 64%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-17 | HK$4.85M | +50.2% 6.2y · 8.0%/yr |
| 2016-02-23 | HK$3.23M | +90.0% 5.5y · 16.0%/yr |
| 2010-09-16 | HK$1.70M | +8.3% |
| 2009-09-07 | HK$1.57M | +16.3% |
| 2009-06-02 | HK$1.35M | +9.8% |
| 2008-02-15 | HK$1.23M | −18.0% |
| 1997-02-10 | HK$1.50M | — |