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At today's rate and a 90% mortgage, the deposit on this unit is about HK$448K, with repayments around HK$19,557/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$448K · loan HK$4.04M · min. income ≈ HK$39,114/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,256 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- C
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-24 | HK$5.55M | +24.7% 3.5y · 7.0%/yr |
| 2017-04-07 | HK$4.45M | +36.5% 3.9y · 10.0%/yr |
| 2013-05-29 | HK$3.26M | +24.9% |
| 2012-05-22 | HK$2.61M | +65.2% |
| 2008-07-31 | HK$1.58M | +64.6% |
| 2003-12-09 | HK$960K | −51.3% |
| 1997-03-27 | HK$1.97M | — |