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At today's rate and a 90% mortgage, the deposit on this unit is about HK$364K, with repayments around HK$15,856/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$364K · loan HK$3.27M · min. income ≈ HK$31,712/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-12-12 | HK$4.45M | +29.0% 4.2y · 7.0%/yr |
| 2014-10-16 | HK$3.45M | +65.1% |
| 2011-05-30 | HK$2.09M | +39.3% |
| 2009-11-06 | HK$1.50M | +25.0% |
| 2008-11-07 | HK$1.20M | +12.1% |
| 2006-09-15 | HK$1.07M | +3.9% |
| 2001-11-16 | HK$1.03M | +14.4% |
| 2001-07-19 | HK$900K | — |