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At today's rate and a 90% mortgage, the deposit on this unit is about HK$394K, with repayments around HK$17,181/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$394K · loan HK$3.55M · min. income ≈ HK$34,362/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- F
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-04-26 | HK$4.20M | +35.5% 3.1y · 11.0%/yr |
| 2014-04-09 | HK$3.10M | +31.9% |
| 2012-04-16 | HK$2.35M | +21.8% |
| 2010-11-19 | HK$1.93M | +63.6% |
| 2007-04-20 | HK$1.18M | +14.6% |
| 2004-02-17 | HK$1.03M | +32.1% |
| 2003-05-13 | HK$780K | +6.8% |
| 2003-02-07 | HK$730K | −45.1% |
| 1996-02-10 | HK$1.33M | — |