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At today's rate and a 90% mortgage, the deposit on this unit is about HK$417K, with repayments around HK$18,177/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$417K · loan HK$3.75M · min. income ≈ HK$36,354/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$33,562 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- G
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-11 | HK$4.80M | +6.7% 1.5y · 5.0%/yr |
| 2019-12-03 | HK$4.50M | +32.4% 3.6y · 9.0%/yr |
| 2016-04-27 | HK$3.40M | +14.5% 3.3y · 4.0%/yr |
| 2012-12-11 | HK$2.97M | +53.9% |
| 2010-11-10 | HK$1.93M | +14.9% |
| 2010-07-06 | HK$1.68M | +17.5% |
| 2009-06-08 | HK$1.43M | +11.7% |
| 2007-12-28 | HK$1.28M | +28.0% |
| 2000-08-16 | HK$1.00M | −44.4% |
| 1997-02-26 | HK$1.80M | +15.4% |
| 1996-07-03 | HK$1.56M | — |