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At today's rate and a 90% mortgage, the deposit on this unit is about HK$410K, with repayments around HK$17,880/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$410K · loan HK$3.69M · min. income ≈ HK$35,760/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$19,944 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- F
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-26 | HK$5.15M | +23.2% 5.1y · 5.0%/yr |
| 2017-03-22 | HK$4.18M | +85.8% 5.6y · 15.0%/yr |
| 2011-08-22 | HK$2.25M | +50.0% |
| 2008-02-13 | HK$1.50M | +38.9% |
| 2005-01-19 | HK$1.08M | +12.5% |
| 2004-03-13 | HK$960K | −40.7% |
| 1996-12-12 | HK$1.62M | +6.6% |
| 1996-10-11 | HK$1.52M | — |