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At today's rate and a 90% mortgage, the deposit on this unit is about HK$424K, with repayments around HK$18,507/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$424K · loan HK$3.82M · min. income ≈ HK$37,014/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$48,686 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- B
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-07-02 | HK$5.39M | +56.2% 4.8y · 12.0%/yr |
| 2014-09-18 | HK$3.45M | +53.3% |
| 2011-04-12 | HK$2.25M | +13.1% |
| 2010-11-24 | HK$1.99M | +13.7% |
| 2010-08-05 | HK$1.75M | +7.4% |
| 2010-02-08 | HK$1.63M | +7.2% |
| 2008-06-17 | HK$1.52M | +27.7% |
| 2005-09-15 | HK$1.19M | +8.2% |
| 2004-11-10 | HK$1.10M | +10.0% |
| 2004-03-31 | HK$1.00M | — |