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At today's rate and a 90% mortgage, the deposit on this unit is about HK$470K, with repayments around HK$20,493/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$40,986/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$87,314 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- H
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-08-01 | HK$5.85M | +51.9% 1.9y · 27.0%/yr |
| 2016-08-29 | HK$3.85M | +33.2% 4.2y · 8.0%/yr |
| 2012-06-18 | HK$2.89M | +70.0% |
| 2008-01-23 | HK$1.70M | +37.1% |
| 2006-02-03 | HK$1.24M | — |