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At today's rate and a 90% mortgage, the deposit on this unit is about HK$437K, with repayments around HK$19,075/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$437K · loan HK$3.94M · min. income ≈ HK$38,150/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$65,598 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- H
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-22 | HK$5.73M | +14.6% 3.7y · 4.0%/yr |
| 2018-01-26 | HK$5.00M | +38.8% 3.3y · 12.0%/yr |
| 2014-10-16 | HK$3.60M | +213.0% |
| 2006-08-26 | HK$1.15M | −16.7% |
| 1999-06-12 | HK$1.38M | −14.8% |
| 1997-02-27 | HK$1.62M | — |