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At today's rate and a 90% mortgage, the deposit on this unit is about HK$434K, with repayments around HK$18,915/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$434K · loan HK$3.90M · min. income ≈ HK$37,830/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,046 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- C
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-10 | HK$4.85M | −5.8% 1.4y · −4.0%/yr |
| 2019-10-02 | HK$5.15M | +66.1% 5.7y · 12.0%/yr |
| 2014-01-29 | HK$3.10M | +40.9% |
| 2011-04-29 | HK$2.20M | +22.2% |
| 2010-08-05 | HK$1.80M | +13.2% |
| 2009-11-17 | HK$1.59M | −1.9% |
| 2008-04-28 | HK$1.62M | +42.1% |
| 2007-06-01 | HK$1.14M | +11.8% |
| 2001-02-15 | HK$1.02M | — |