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At today's rate and a 90% mortgage, the deposit on this unit is about HK$450K, with repayments around HK$19,614/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$39,228/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,450 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- A
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-26 | HK$5.32M | +9.0% 4.1y · 2.0%/yr |
| 2018-01-09 | HK$4.88M | +165.2% 7.4y · 22.0%/yr |
| 2010-08-09 | HK$1.84M | +89.7% |
| 2001-12-20 | HK$970K | −25.4% |
| 1999-04-17 | HK$1.30M | −12.2% |
| 1995-07-28 | HK$1.48M | — |