Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$440K, with repayments around HK$19,183/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$38,366/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$65,967 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- G
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-21 | HK$5.60M | +45.5% 4.6y · 10.0%/yr |
| 2016-10-11 | HK$3.85M | +22.2% 3.4y · 7.0%/yr |
| 2013-05-16 | HK$3.15M | +52.2% |
| 2011-01-21 | HK$2.07M | +13.7% |
| 2010-09-28 | HK$1.82M | — |