Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$447K, with repayments around HK$19,517/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$447K · loan HK$4.03M · min. income ≈ HK$39,034/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,118 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- F
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-14 | HK$5.72M | +2.4% 3.0y · 1.0%/yr |
| 2018-07-05 | HK$5.59M | +154.0% 7.3y · 21.0%/yr |
| 2011-04-08 | HK$2.20M | +111.5% |
| 2004-10-12 | HK$1.04M | −35.8% |
| 1996-07-27 | HK$1.62M | — |