▼ 0.50% · 3.625%
HK$15,601
−HK$979/mo
▼ 0.25% · 3.875%
HK$16,087
−HK$493/mo
Today · 4.125%
HK$16,580
baseline
▲ 0.50% · 4.625%
HK$17,589
+HK$1,009/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,160/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,356
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,822
−HK$472/mo
Today · 4.125%
HK$18,294
baseline
▲ 0.50% · 4.625%
HK$19,258
+HK$964/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,588/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,161
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,695
−HK$543/mo
Today · 4.125%
HK$18,238
baseline
▲ 0.50% · 4.625%
HK$19,347
+HK$1,109/mo
Deposit HK$3.08M · loan HK$3.76M · min. income ≈ HK$36,476/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$205,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,092
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,604
−HK$519/mo
Today · 4.125%
HK$20,123
baseline
▲ 0.50% · 4.625%
HK$21,184
+HK$1,061/mo
Deposit HK$3.08M · loan HK$3.76M · min. income ≈ HK$40,246/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$205,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,722
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,304
−HK$592/mo
Today · 4.125%
HK$19,896
baseline
▲ 0.50% · 4.625%
HK$21,106
+HK$1,210/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$39,792/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,828
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,386
−HK$567/mo
Today · 4.125%
HK$21,953
baseline
▲ 0.50% · 4.625%
HK$23,110
+HK$1,157/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$43,906/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,282
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,913
−HK$641/mo
Today · 4.125%
HK$21,554
baseline
▲ 0.50% · 4.625%
HK$22,865
+HK$1,311/mo
Deposit HK$2.39M · loan HK$4.45M · min. income ≈ HK$43,108/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$205,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,563
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,168
−HK$614/mo
Today · 4.125%
HK$23,782
baseline
▲ 0.50% · 4.625%
HK$25,036
+HK$1,254/mo
Deposit HK$2.39M · loan HK$4.45M · min. income ≈ HK$47,564/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$205,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,842
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,521
−HK$691/mo
Today · 4.125%
HK$23,212
baseline
▲ 0.50% · 4.625%
HK$24,624
+HK$1,412/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$46,424/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,299
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,951
−HK$661/mo
Today · 4.125%
HK$25,612
baseline
▲ 0.50% · 4.625%
HK$26,962
+HK$1,350/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$51,224/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,402
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,130
−HK$740/mo
Today · 4.125%
HK$24,870
baseline
▲ 0.50% · 4.625%
HK$26,383
+HK$1,513/mo
Deposit HK$1.71M · loan HK$5.13M · min. income ≈ HK$49,740/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,034
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,733
−HK$708/mo
Today · 4.125%
HK$27,441
baseline
▲ 0.50% · 4.625%
HK$28,888
+HK$1,447/mo
Deposit HK$1.71M · loan HK$5.13M · min. income ≈ HK$54,882/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,962
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,739
−HK$788/mo
Today · 4.125%
HK$26,527
baseline
▲ 0.50% · 4.625%
HK$28,142
+HK$1,615/mo
Deposit HK$1.37M · loan HK$5.47M · min. income ≈ HK$53,054/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$205,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,770
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,515
−HK$755/mo
Today · 4.125%
HK$29,270
baseline
▲ 0.50% · 4.625%
HK$30,813
+HK$1,543/mo
Deposit HK$1.37M · loan HK$5.47M · min. income ≈ HK$58,540/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$205,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,522
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,347
−HK$838/mo
Today · 4.125%
HK$28,185
baseline
▲ 0.50% · 4.625%
HK$29,900
+HK$1,715/mo
Deposit HK$1.03M · loan HK$5.82M · min. income ≈ HK$56,370/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,506
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,297
−HK$803/mo
Today · 4.125%
HK$31,100
baseline
▲ 0.50% · 4.625%
HK$32,739
+HK$1,639/mo
Deposit HK$1.03M · loan HK$5.82M · min. income ≈ HK$62,200/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,082
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,956
−HK$887/mo
Today · 4.125%
HK$29,843
baseline
▲ 0.50% · 4.625%
HK$31,659
+HK$1,816/mo
Deposit HK$684K · loan HK$6.16M · min. income ≈ HK$59,686/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$205,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,241
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,079
−HK$850/mo
Today · 4.125%
HK$32,929
baseline
▲ 0.50% · 4.625%
HK$34,665
+HK$1,736/mo
Deposit HK$684K · loan HK$6.16M · min. income ≈ HK$65,858/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$205,258 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).