▼ 0.50% · 3.625%
HK$15,352
−HK$963/mo
▼ 0.25% · 3.875%
HK$15,830
−HK$485/mo
Today · 4.125%
HK$16,315
baseline
▲ 0.50% · 4.625%
HK$17,308
+HK$993/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$32,630/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$201,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,079
−HK$923/mo
▼ 0.25% · 3.875%
HK$17,537
−HK$465/mo
Today · 4.125%
HK$18,002
baseline
▲ 0.50% · 4.625%
HK$18,951
+HK$949/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$36,004/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$201,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,887
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$17,413
−HK$533/mo
Today · 4.125%
HK$17,946
baseline
▲ 0.50% · 4.625%
HK$19,038
+HK$1,092/mo
Deposit HK$3.03M · loan HK$3.70M · min. income ≈ HK$35,892/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$201,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,787
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,291
−HK$511/mo
Today · 4.125%
HK$19,802
baseline
▲ 0.50% · 4.625%
HK$20,846
+HK$1,044/mo
Deposit HK$3.03M · loan HK$3.70M · min. income ≈ HK$39,604/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$201,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,423
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,996
−HK$582/mo
Today · 4.125%
HK$19,578
baseline
▲ 0.50% · 4.625%
HK$20,769
+HK$1,191/mo
Deposit HK$2.69M · loan HK$4.04M · min. income ≈ HK$39,156/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$201,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,495
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,045
−HK$557/mo
Today · 4.125%
HK$21,602
baseline
▲ 0.50% · 4.625%
HK$22,741
+HK$1,139/mo
Deposit HK$2.69M · loan HK$4.04M · min. income ≈ HK$43,204/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$201,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,958
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,579
−HK$630/mo
Today · 4.125%
HK$21,209
baseline
▲ 0.50% · 4.625%
HK$22,500
+HK$1,291/mo
Deposit HK$2.36M · loan HK$4.38M · min. income ≈ HK$42,418/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$201,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,203
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,798
−HK$604/mo
Today · 4.125%
HK$23,402
baseline
▲ 0.50% · 4.625%
HK$24,636
+HK$1,234/mo
Deposit HK$2.36M · loan HK$4.38M · min. income ≈ HK$46,804/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$201,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,493
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,162
−HK$679/mo
Today · 4.125%
HK$22,841
baseline
▲ 0.50% · 4.625%
HK$24,231
+HK$1,390/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$45,682/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,911
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,552
−HK$651/mo
Today · 4.125%
HK$25,203
baseline
▲ 0.50% · 4.625%
HK$26,531
+HK$1,328/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$50,406/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,028
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,745
−HK$727/mo
Today · 4.125%
HK$24,472
baseline
▲ 0.50% · 4.625%
HK$25,961
+HK$1,489/mo
Deposit HK$1.68M · loan HK$5.05M · min. income ≈ HK$48,944/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$201,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,619
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,306
−HK$697/mo
Today · 4.125%
HK$27,003
baseline
▲ 0.50% · 4.625%
HK$28,426
+HK$1,423/mo
Deposit HK$1.68M · loan HK$5.05M · min. income ≈ HK$54,006/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$201,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,564
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,328
−HK$776/mo
Today · 4.125%
HK$26,104
baseline
▲ 0.50% · 4.625%
HK$27,692
+HK$1,588/mo
Deposit HK$1.35M · loan HK$5.39M · min. income ≈ HK$52,208/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$201,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,327
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,060
−HK$743/mo
Today · 4.125%
HK$28,803
baseline
▲ 0.50% · 4.625%
HK$30,321
+HK$1,518/mo
Deposit HK$1.35M · loan HK$5.39M · min. income ≈ HK$57,606/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$201,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,099
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,911
−HK$824/mo
Today · 4.125%
HK$27,735
baseline
▲ 0.50% · 4.625%
HK$29,423
+HK$1,688/mo
Deposit HK$1.01M · loan HK$5.72M · min. income ≈ HK$55,470/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,035
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,813
−HK$790/mo
Today · 4.125%
HK$30,603
baseline
▲ 0.50% · 4.625%
HK$32,216
+HK$1,613/mo
Deposit HK$1.01M · loan HK$5.72M · min. income ≈ HK$61,206/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,634
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,494
−HK$873/mo
Today · 4.125%
HK$29,367
baseline
▲ 0.50% · 4.625%
HK$31,154
+HK$1,787/mo
Deposit HK$673K · loan HK$6.06M · min. income ≈ HK$58,734/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$201,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,743
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,567
−HK$836/mo
Today · 4.125%
HK$32,403
baseline
▲ 0.50% · 4.625%
HK$34,111
+HK$1,708/mo
Deposit HK$673K · loan HK$6.06M · min. income ≈ HK$64,806/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$201,981 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).