▼ 0.50% · 3.625%
HK$15,492
−HK$971/mo
▼ 0.25% · 3.875%
HK$15,974
−HK$489/mo
Today · 4.125%
HK$16,463
baseline
▲ 0.50% · 4.625%
HK$17,465
+HK$1,002/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,926/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,234
−HK$931/mo
▼ 0.25% · 3.875%
HK$17,697
−HK$468/mo
Today · 4.125%
HK$18,165
baseline
▲ 0.50% · 4.625%
HK$19,123
+HK$958/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,330/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,041
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,571
−HK$538/mo
Today · 4.125%
HK$18,109
baseline
▲ 0.50% · 4.625%
HK$19,211
+HK$1,102/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,218/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,958
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,466
−HK$516/mo
Today · 4.125%
HK$19,982
baseline
▲ 0.50% · 4.625%
HK$21,035
+HK$1,053/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$39,964/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,590
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,168
−HK$588/mo
Today · 4.125%
HK$19,756
baseline
▲ 0.50% · 4.625%
HK$20,958
+HK$1,202/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,512/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,681
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,236
−HK$563/mo
Today · 4.125%
HK$21,799
baseline
▲ 0.50% · 4.625%
HK$22,948
+HK$1,149/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,598/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,139
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,766
−HK$636/mo
Today · 4.125%
HK$21,402
baseline
▲ 0.50% · 4.625%
HK$22,704
+HK$1,302/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,804/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,405
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$23,006
−HK$609/mo
Today · 4.125%
HK$23,615
baseline
▲ 0.50% · 4.625%
HK$24,860
+HK$1,245/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,230/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,688
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,363
−HK$685/mo
Today · 4.125%
HK$23,048
baseline
▲ 0.50% · 4.625%
HK$24,451
+HK$1,403/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,096/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,128
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,775
−HK$657/mo
Today · 4.125%
HK$25,432
baseline
▲ 0.50% · 4.625%
HK$26,772
+HK$1,340/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,864/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,238
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,960
−HK$735/mo
Today · 4.125%
HK$24,695
baseline
▲ 0.50% · 4.625%
HK$26,197
+HK$1,502/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,390/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,851
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,545
−HK$703/mo
Today · 4.125%
HK$27,248
baseline
▲ 0.50% · 4.625%
HK$28,684
+HK$1,436/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,496/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,787
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,558
−HK$783/mo
Today · 4.125%
HK$26,341
baseline
▲ 0.50% · 4.625%
HK$27,944
+HK$1,603/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$52,682/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,575
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,314
−HK$751/mo
Today · 4.125%
HK$29,065
baseline
▲ 0.50% · 4.625%
HK$30,597
+HK$1,532/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$58,130/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,336
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,155
−HK$832/mo
Today · 4.125%
HK$27,987
baseline
▲ 0.50% · 4.625%
HK$29,690
+HK$1,703/mo
Deposit HK$1.02M · loan HK$5.77M · min. income ≈ HK$55,974/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,298
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,084
−HK$797/mo
Today · 4.125%
HK$30,881
baseline
▲ 0.50% · 4.625%
HK$32,509
+HK$1,628/mo
Deposit HK$1.02M · loan HK$5.77M · min. income ≈ HK$61,762/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,885
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,752
−HK$882/mo
Today · 4.125%
HK$29,634
baseline
▲ 0.50% · 4.625%
HK$31,437
+HK$1,803/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$59,268/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,022
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,854
−HK$844/mo
Today · 4.125%
HK$32,698
baseline
▲ 0.50% · 4.625%
HK$34,421
+HK$1,723/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$65,396/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,815 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).