▼ 0.50% · 3.625%
HK$15,751
−HK$988/mo
▼ 0.25% · 3.875%
HK$16,241
−HK$498/mo
Today · 4.125%
HK$16,739
baseline
▲ 0.50% · 4.625%
HK$17,757
+HK$1,018/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,478/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,523
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,993
−HK$476/mo
Today · 4.125%
HK$18,469
baseline
▲ 0.50% · 4.625%
HK$19,443
+HK$974/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,938/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,326
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,865
−HK$547/mo
Today · 4.125%
HK$18,412
baseline
▲ 0.50% · 4.625%
HK$19,533
+HK$1,121/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,824/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,275
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,792
−HK$524/mo
Today · 4.125%
HK$20,316
baseline
▲ 0.50% · 4.625%
HK$21,387
+HK$1,071/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,632/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,901
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,489
−HK$597/mo
Today · 4.125%
HK$20,086
baseline
▲ 0.50% · 4.625%
HK$21,308
+HK$1,222/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,172/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,027
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,591
−HK$572/mo
Today · 4.125%
HK$22,163
baseline
▲ 0.50% · 4.625%
HK$23,332
+HK$1,169/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,326/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,476
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,113
−HK$647/mo
Today · 4.125%
HK$21,760
baseline
▲ 0.50% · 4.625%
HK$23,084
+HK$1,324/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$43,520/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,779
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,390
−HK$620/mo
Today · 4.125%
HK$24,010
baseline
▲ 0.50% · 4.625%
HK$25,276
+HK$1,266/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$48,020/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,051
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,737
−HK$697/mo
Today · 4.125%
HK$23,434
baseline
▲ 0.50% · 4.625%
HK$24,860
+HK$1,426/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$46,868/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,532
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,190
−HK$667/mo
Today · 4.125%
HK$25,857
baseline
▲ 0.50% · 4.625%
HK$27,220
+HK$1,363/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$51,714/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,626
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,361
−HK$747/mo
Today · 4.125%
HK$25,108
baseline
▲ 0.50% · 4.625%
HK$26,636
+HK$1,528/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$50,216/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,284
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,989
−HK$715/mo
Today · 4.125%
HK$27,704
baseline
▲ 0.50% · 4.625%
HK$29,164
+HK$1,460/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$55,408/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,201
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,985
−HK$797/mo
Today · 4.125%
HK$26,782
baseline
▲ 0.50% · 4.625%
HK$28,411
+HK$1,629/mo
Deposit HK$1.38M · loan HK$5.53M · min. income ≈ HK$53,564/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,036
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,788
−HK$763/mo
Today · 4.125%
HK$29,551
baseline
▲ 0.50% · 4.625%
HK$31,109
+HK$1,558/mo
Deposit HK$1.38M · loan HK$5.53M · min. income ≈ HK$59,102/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,776
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,609
−HK$847/mo
Today · 4.125%
HK$28,456
baseline
▲ 0.50% · 4.625%
HK$30,187
+HK$1,731/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$56,912/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,789
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,587
−HK$811/mo
Today · 4.125%
HK$31,398
baseline
▲ 0.50% · 4.625%
HK$33,053
+HK$1,655/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$62,796/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,352
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,233
−HK$896/mo
Today · 4.125%
HK$30,129
baseline
▲ 0.50% · 4.625%
HK$31,963
+HK$1,834/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$60,258/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,541
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,387
−HK$858/mo
Today · 4.125%
HK$33,245
baseline
▲ 0.50% · 4.625%
HK$34,997
+HK$1,752/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$66,490/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,225 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).