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At today's rate and a 90% mortgage, the deposit on this unit is about HK$481K, with repayments around HK$20,987/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$481K · loan HK$4.33M · min. income ≈ HK$41,974/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$98,646 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- G
- Saleable Area
- 307 Saleable ft²
- Gross Area
- 389 ft²
- Efficiency
- 79%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-16 | HK$5.83M | +25.4% 3.2y · 8.0%/yr |
| 2017-03-28 | HK$4.65M | +50.0% 4.2y · 12.0%/yr |
| 2013-02-04 | HK$3.10M | +187.0% |
| 2004-11-10 | HK$1.08M | −39.7% |
| 1997-01-28 | HK$1.79M | +12.6% |
| 1996-06-14 | HK$1.59M | — |